Flexible Private Financing Requests
Alternaly helps borrowers understand their options, prepare a complete file, and request financing with clear payment terms.
How It Works
Prepare a clear request before a lender reviews your file.
Explore Your Structure
Use the calculator to compare payment types, frequency, term length, and total cost.
Prepare Your File
Complete your request with required documents, borrower details, and collateral information.
Connect With a Lender
Your file can be reviewed by lenders whose criteria match the financing request.
Receive Funds
Review the approved terms, sign digitally, and receive funds once closing is complete.
Loan Structure Options
Choose the loan type that best fits your needs and financial goals.
Amortized Loans
Traditional principal + interest payments that build equity over time.
- Custom amortization periods available
- Balloon payments at maturity if needed
Interest-Only Loans
Lower monthly payments, ideal for bridge financing or short-term needs.
- Full principal due at term end
- Maximize cash flow during the term
Custom Payment Loans
Set your own payment amount to match your cash flow.
- Full control over repayment strategy
- Flexible payment amounts
Flexible Payment Schedules
Customize your payment schedule to match your income and cash flow needs.
Payment Frequency
Choose weekly, bi-weekly, or monthly payments to align with your income schedule.
Custom Start Dates
Begin payments when it suits you — no rigid schedules.
Flexible Terms
Loan terms from 1 month to 50 years to fit any financing need.
Loan Agreements That Can Be Managed After Signing
Alternaly supports tracked modification requests after signature, subject to lender approval.
Payment Change Requests
Request changes when your cash flow or repayment strategy changes.
Skip Payments
Request to defer a payment when cash flow is tight, subject to lender approval.
Move Payments
Move a payment to a later date with the interest impact calculated before approval.
Modify Amounts
Adjust individual payment amounts to match your current situation.
Extra Payments
Make additional payments anytime to pay down your balance faster.
Transparent Cost Disclosure
Know exactly what you're paying — no surprises, no hidden fees.
Full Transparency
Complete disclosure of APR (Credit Rate), total credit charges, and all fees upfront.
Real-Time Schedules
See exactly how each payment breaks down between principal, interest, and fees.
No Hidden Costs
All-inclusive interest rates from 8.5% to 18% with clear, upfront fee structures.
Ready to Design Your Perfect Loan?
Try our free calculator to explore different loan structures and see exactly what you'll pay.