Manage Your Private Loans, Your Way
Simple, transparent pricing. Choose the plan that fits your operations, and add payment processing when you need it.
Pay As You Go
A flexible plan for smaller portfolios
- Up to 9 active loans
- Single-user workspace
- Email support
- Debit file generation included (EFT, ACH, SEPA)
- Alternaly Payments add-on available (Canada)
Unlimited
A flat monthly plan for growing teams
- Unlimited active loans
- Unlimited user accounts
- API access
- Priority support queue
- White-label options
- Debit file generation included (EFT, ACH, SEPA)
- Alternaly Payments add-on available (Canada)
Base software plans are offered at the same numeric price in CAD, USD, or EUR. Alternaly Payments is available in Canada only and billed in CAD.
Alternaly Payments
Canada only, compatible with all major Canadian financial institutions
ADD-ONIf you do not have access to a financial institution's debit system, Alternaly can manage it for a modest fee. We handle automated debit payments from your borrowers and deposit the funds directly into your account at any Canadian financial institution.
- $1.25 per payment processed
- $29.00 per NSF management
- We deposit your funds as soon as they clear
Prefer to handle it yourself?
Every plan includes free debit file generation for EFT, ACH, and SEPA. Automatic file submission is currently available with Desjardins, with more financial institutions coming.
Compare Plans
| Features | Pay As You Go | Unlimited |
|---|---|---|
| Active Loans | 9 | ∞ |
| Team Members | 1 | ∞ |
| Support Level | Priority | |
| API Access | - | |
| White Labeling | - | |
| Debit File Generation (EFT, ACH, SEPA) | Included | Included |
| Alternaly Payments Add-on (Canada) | Optional | Optional |
Are you a mortgage or finance broker?
Join our private lending network for free. Set your own commission rates — we handle everything else.
Common Questions
What's included in every plan?
Every plan includes free debit file generation for EFT, ACH, and SEPA, available to all customers. When your financial institution supports automatic file submission, we send the files directly at no cost. Automatic file submission is currently available with Desjardins, and more financial institutions are coming.
What is Alternaly Payments?
Alternaly Payments is an optional add-on for Canadian customers. We manage automated debit payments from the borrower and deposit the funds directly to you as the lender. Fees are $1.25 per payment processed and $29.00 per NSF management. Funds are deposited as soon as they clear.
Where is Alternaly Payments available?
Alternaly Payments is available in Canada only and works with all major Canadian financial institutions. Customers outside Canada can still use the free debit file generation (EFT, ACH, SEPA) and submit files through their own financial institution.
Is there a contract or minimum commitment?
No long-term contracts required. Both plans are billed monthly and can be cancelled at any time. The Alternaly Payments add-on is billed per transaction, with no fixed monthly fees.
Can I switch plans at any time?
Yes, you can upgrade or downgrade your plan anytime from your dashboard. Changes take effect on your next billing cycle. Your loan data and history are preserved when switching plans.
What happens if a borrower defaults?
You manage default situations directly. The platform provides tools to track missed payments, communicate with borrowers, and export the data you need. Alternaly does not act as a lender or collection agent.
How do I integrate with my existing systems?
The Unlimited plan includes full API access, allowing you to integrate with your CRM, accounting software, or custom applications. We also offer white-label options for brokers and financial institutions.