Manage Your Private Loans, Your Way
From self-service to fully managed — choose how you want to run your private lending portfolio.
Pay As You Go
Only pay for what you use
- Up to 9 active loans
- 1 user account
- Email support
- $2.50 per preauthorized debit
- $45.00 per non-sufficient funds
Unlimited
For growing lending operations
- Unlimited active loans
- Unlimited team members
- API access
- Priority support
- White-label options
- $2.50 per preauthorized debit
- $45.00 per non-sufficient funds
Managed
Fully hands-off private lending investment
- We source and vet all loans
- Full legal management
- Full fund collection management
- View your loans and returns
- All fees included
Compare Plans
| Features | Pay As You Go | Unlimited | Managed |
|---|---|---|---|
| Active Loans | 9 | ∞ | ∞ |
| Team Members | 1 | ∞ | ∞ |
| Asset Management | - | - | |
| Support Level | Priority | Dedicated | |
| API Access | - | - | |
| White Labeling | - | - | |
| Preauthorized Debit Fee | $2.50 | $2.50 | Included |
| Non-Sufficient Funds Fee | $45.00 | $45.00 | Included |
Are you a mortgage broker?
Join our private lending network for free. Set your own commission rates — we handle everything else.
Common Questions
What are preauthorized debit (PAD) fees?
PAD fees are charged each time we process a payment collection from a borrower. Both the Pay As You Go and Unlimited plans charge $2.50 per transaction. The Managed plan includes all PAD fees.
What happens if a payment fails (NSF)?
Non-sufficient funds (NSF) fees of $45 apply when a borrower's payment fails due to insufficient funds. This covers the administrative cost of handling failed transactions.
Who is the Managed plan for?
The Managed plan is ideal for investors who want a completely hands-off experience. We handle everything — sourcing loans, legal compliance, fund collection, and portfolio management — for a simple 1.5% fee on your invested capital.
Is there a contract or minimum commitment?
No long-term contracts required. The Pay As You Go plan is billed monthly based on active loans and can be cancelled anytime. The Unlimited plan is billed monthly and can be cancelled anytime. The Managed plan has flexible terms based on your investment.
Can I switch plans at any time?
Yes, you can upgrade or downgrade your plan anytime from your dashboard. Changes take effect on your next billing cycle. Your loan data and history are preserved when switching plans.
What happens if a borrower defaults?
For Pay As You Go and Unlimited plans, you manage default situations directly. For Managed plan clients, our team handles the entire collection process including legal proceedings if necessary — it's all included in your 1.5% fee.
How do I integrate with my existing systems?
The Unlimited plan includes full API access, allowing you to integrate with your CRM, accounting software, or custom applications. We also offer white-label options for brokers and financial institutions.